While many others may be looking for the latest gadget, candles and roses, conjuring up some new romantic role-play perhaps, we have focused our attention on helping people learn about their finances to heat things up in the bedroom. Yes, we know it seems boring and non-sexy, but our results would indicate otherwise.

We have been tracking our performance in comparison to our country's national divorce average for the past handful of years. While it still remains nearly one in two marriages end in divorce in the U.S., our client community average sits strong at just more than one percent.

Think about it. When is the last time you and your significant other were arguing over something related with money? For most, what gets us heated over money turns us off.

Credit card debt and spending outside your means don't exactly serve as a turn-ons. Managing your cash flow outside of your income needs probably doesn't provide for a venue of love.

So to keep things hot between the sheets, take some time to learn together as a couple about your finances. Work in tandem to raise each other's financial competency level. You will find education will increase communication in the relationship.

Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS). Securities products/services and advisory services offered through PAS, a registered broker-dealer and investment advisor. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly owned subsidiary of Guardian. Lifetime Financial Growth, LLC is not an affiliate or subsidiary of PAS or Guardian. Orange Financial, LLC and Lifetime Financial Growth Company are not affiliates or subsidiaries of PAS or Guardian.

PAS is a member FINRA/SIPC