In the story, little blue and little yellow blend into a new color. Similarly, we find three elements that create a new 'color' within the art of finance:

1. Education — Only through knowledge can you increase your competency of how money works.

2. Communication — Once literate, you can communicate effectively in your household with your spouse or partner, which provides proper modeling for your children.

3. Accountability — With the first two elements in place, you can set measurements and hold yourself accountable to financial guidelines.

These three elements fused together create that new "color" — financial literacy. It is really very simple. As Lionni was able to effectively get the message across with simple color, we have found the key to financial success lies within these basic essentials.

Can it really be this easy? Many of us see finance as intimidating and overwhelming. With so much financial information out there, how do we know what to believe? What is the right thing for you? We have found it truly can be clear-cut.

Seek education from credible sources. Be watchful of the many money misconceptions that currently exist. Only then can you be informed to make the right decisions for you.

Communicating in the household actually is effective once you are financially literate. Make sure to talk and plan together consistently as adults and with your children.

Hold yourself accountable to financial disciplines. Set rules in the household regarding cash flow, savings and debt management.

Keep things simple by focusing on the three components and your new color will take a beautiful form.