Banner

Cents & Sensibility: Fiscal Fashion Tips

Cents & Sensibility: Fiscal Fashion Tips
Keeping up with the latest trends doesn't have to blow your budget. Try our financialista's tips to help you stay in style without breaking the bank.


We all know to head to the clearance rack at our favorite fashion outlet in hopes of discovering a hidden treasure, but sometimes we have a specific item in mind or the sale racks just aren't proving fruitful. Try some of these savings tips that I use to enable occasional retail therapy without suffering buyers' remorse.


1. Go Faux in Style: When purchasing trendy items that may only be worn once or twice before going out of style, avoid expensive labels. Faux leather handbags or inexpensive accessories can be found at discount retailers that look very similar, if not identical, to the real deal found on fashion runways. I've fooled many friends with my stylish handbags purchased at Forever 21 for less than $40!


2. Dress for Success: A little black dress easily can go from work to happy hour to evening wear with a simple change in accessories and/or hair style. Plus, it is only one item of clothing that offers countless looks by pairing it with different accessories. Find two or three knee-length solid-color dresses in fits that are flattering to your figure, and mix them up with tights, boots, belts, scarves and chunky jewelry. My black turtleneck sweater dress has proven to be a wardrobe staple.
EDDIELANE_INSTORY.gif


3. Invest in the Basics: When it comes to tailored black slacks, flattering jeans, a chic pencil skirt or seasonless trench coat, go ahead and splurge. These classic items (in neutral colors) can be worn again and again as the foundation of your wardrobe. Add accessories and trendy items to stay in style. By spending a little more on quality, these garments will last years.


4. Recycle and Refresh Your Wardrobe with Resale: Clean out your closet and make some quick cash by selling your gently-used but still fashionable items. Take those items you're no longer wearing to a consignment shop and receive some of your investment back. Resale shops pay you up to 50 percent of the price at which they are able to sell your items, sometimes paying you when you drop off the clothes. I also have heard that craigslist
can be a great portal for selling used clothes.


5. Stay in Season with Color: Determine the season of your skin, hair and eye color, then stick to your season's palette when purchasing clothes. For example, if you're an autumn, you'll look smashing in oranges, golds, browns and olives. But pastels will only wash out your color and will end up hanging unworn in your closet. Springs, on the other hand, glow in pastels and should avoid the fall colors. To figure out your season, visit a make-up counter or salon make-up artist for a free consultation. Or for a more in-depth evaluation and fashion advice, hire an image consultant to help. The Association of Image Consultants International has a membership directory to aid in the search.


Above all, I try to abide by my own rule of thumb: If I bring a new fashion item home and don't have an immediate desire to wear it and it is not for a specific occasion, I take it right back to the store. It's almost more gratifying to receive the refund than it was buying in the first place!


Happy bargain hunting!

Kelley C. Long -

Kelley Long is a certified public accountant (CPA), Cincy Chic's former financial columnist, a downtowner, and a financial coach and owner of Kelley C. Long Consulting. You can e-mail her at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .Read More >>


More articles by this author

Cents & Sensibility: A Fond Farewell over Dinner
Cents & Sensibility: A Fond Farewell over Dinner As our financialista...
Read More >>
Cents & Sensibility: Save the Planet, Save Some CashCents & Sensibility: Save the Planet, Save Some Cash
Cents & Sensibility: Save the Planet, Save Some Cash Living a...
Read More >>
 

subscribegraphic

eventsgraphic


Banner
Banner
Banner
Banner
Banner
Banner
Banner